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THE LENDING MIX

THE LENDING MIX

How We Can Help you Buy Your Dream Home

Get Pre-Qualified

We can assist you in getting prequalified online, ensuring you can confidently make an offer.






GET PRE-QUALIFIED

Shop The Best Rate

We will  leverage our extensive programs to seek out the most favorable rates and loan tailored to your specific needs.





SHOP RATE

Fast Funding

Our team will utilize our expertise to ensure swift funding for your loan! We streamline the funding process, making it effortless for you.




FUND YOUR NEW HOME

To Apply For A Loan, You Will Have To Provide The Lender With Detailed Documentation Of Your Financial History. The Lender Will Request A Credit Report From A Credit Agency And Will Verify The Information Provided In Your Loan Application. Be Prepared To Provide:

  • Social Security Numbers For Both You And Any Co-Borrowers
  • Copies Of Checking And Savings Accounts Statements For The Past Two Months
  • Evidence Of Any Other Assets Such As Bonds, Stocks, Or Money Saved In Retirement Programs (I.E. 401k Or 403b Program)
  • Recent Paycheck Stubs
  • W-2 Withholding Forms, Or Income Tax Returns For The Past Two Years To Verify Your Income And Proof Of Employment
  • The Name And Address Of Someone Who Can Verify Your Employment
  • Residence History For The Past Two Years
  • Sales Contract For The Purchase Of A New Home
  • Homeowner's Association Information With Contact Information If Property Is A Condo Or Part Of A Homeowner's Association

WHAT DOCUMENTATION DO I NEED?

Below Is More Information and The Link To Our free Buyer's guide to help you navigate the Purchase process

MORTGAGE PRE-APPROVAL

Most Homebuyers get preapproved for mortgage financing before they start shopping.  Mortgage pre-approval shows the Seller that you’re serious when it’s time to make an offer.  Getting preapproved with us means we actually start underwriting your loan.  By the time you’re approved, all we need is the appraisal to finish up your loan.

APPLY NOW

YOUR FIRST HOME PURCHASE

Buying a home is a big investment and an exciting milestone. Whether you are new to this or an experienced Homebuyer, you’re going to need some help. Working with Erin and Jenni is the best way to facilitate a smooth transaction from contract to closing table.

Did you know over 80% of Homebuyers get pre-approved before making an offer?
Mortgage pre-approval shows the Seller you are a serious Buyer and have already started the mortgage financing process.

Get THE GUIDE

Free Home Buyer Guide Below

Freddie Mac BorrowSmart  Program

Get up to $1,500 toward your down payment or closing costs with the Freddie Mac BorrowSmart  Program.
Saving for a down payment is one of the biggest obstacles today’s first-time home buyers face. The Freddie Mac BorrowSmart Program helps to decrease those costs and make homeownership more accessible.

BorrowSmart Down Payment Program Highlights
  • $1,500 for borrower(s) whose qualifying income is less than or equal to 50% of the county area median income 
  • $500 for borrower(s) whose qualifying income is greater than 50% and less than or equal to 80% of the county 
  • $1,000 for borrower(s) whose qualifying income is greater than 80% and less than or equal to 100% of the county

Check your eligibility and see how much down payment or closing cost money you can receive.

CHECK ELIGIBILTY

COMMUNITY ONE GRANT

AS LOW AS 1% DOWN PAYMENT OR UP TO $6,000

Secure your dream home with just a 1% down payment. With the Community ONE Grant, CMG will pay up to 2% or $6,000 towards your down payment.

Click on the link to go to the CMG Financial website to enter the full address you would like to search to see if this grant is available.

CHECK ELIGIBILTY

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